Koho - Reviews and experiences
Nov 2023-Feb 2026
Review transparency
Origin: voluntary submissions: no post-purchase invitations, no rewards
Verification: no standard purchase verification; basic checks against abuse
Moderation: spam/advertising/personal data is removed
Response & dispute: company can respond; users can report reviews via "Report review"
Reviews (27)
Loading reviews...
Plan tier changes
Plan tier changes
PriceMy experience with Koho was all good until they decided to switch up their plan tiers. These changes basically made my current tier less valuable, so now I feel like I'm not getting as much bang for my buck. If I want to keep the same perks, I'd have to fork out double for the next tier. It feels like they're trying to force customers to upgrade by cutting back on the lower tier benefits, and that's just not right, you know?
Cash-back rates decreased
Cash-back rates decreased
PriceI used to always tell my friends how great this company was, but now I can't do that. They decided to lower the cash-back rates on their packages and it really made their deals not as good. I enjoyed being able to get rewards for my everyday purchases, but now it's just not worth it. I think they really disappointed their loyal customers.
About Koho
Koho is a Canadian financial services company operating as a fintech startup. Established in 2014, it suits the modern consumer's needs by offering a no-fee spending and savings account through a mobile app and a reloadable Visa card. The company's mission focuses on providing a transparent and accessible banking alternative, leveraging technology to help Canadians manage their finances more effectively. Koho has positioned itself within Canada's financial landscape by emphasizing features such as real-time insights into spending, savings goals, and financial coaching, aiming to simplify personal finance for its users while fostering financial literacy.
Contact Information
Related companies
Last update: February 21, 2026
Website (Partner link)Advertising notice: Some links are affiliate links. For purchases made through them, we may receive a commission – at no additional cost to you.
Comments
Be the first with a response!