Koho - Reviews and experiences
Nov 2023-Feb 2026
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Reviews (27)
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Cash back benefits
Cash back benefits
CardI decided to give Koho a try after a friend told me about it. I have to admit, I'm pleasantly surprised by all the perks it offers. Getting cash back on groceries and gas purchases without a monthly fee is a real game-changer for me. I haven't had any issues with the platform so far, and I like that they listen to feedback from users and keep improving their features. One of my favorite things is being able to lock both my virtual and physical cards for added security and peace of mind. It's good to know my card info is safe from unauthorized use. Overall, I definitely recommend Koho to anyone looking to save more and keep their money secure.
Prepaid card account issues
Prepaid card account issues
CardMy time with KOHO Financial has been super frustrating and disappointing. I've had some serious problems with my prepaid card account, like other companies holding onto my money and getting double-charged for stuff. Even after talking to customer service, I got confusing and not-so-helpful info, which just made things more annoying and took longer to fix. The fact that KOHO Financial isn't very transparent or accountable is worrying and has really made me lose faith in them.
About Koho
Koho is a Canadian financial services company operating as a fintech startup. Established in 2014, it suits the modern consumer's needs by offering a no-fee spending and savings account through a mobile app and a reloadable Visa card. The company's mission focuses on providing a transparent and accessible banking alternative, leveraging technology to help Canadians manage their finances more effectively. Koho has positioned itself within Canada's financial landscape by emphasizing features such as real-time insights into spending, savings goals, and financial coaching, aiming to simplify personal finance for its users while fostering financial literacy.
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Last update: February 21, 2026
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