Neo Financial

Neo Financial - Reviews and experiences

Average rating
6.0 /10
Based on 19 reviews
Nov 2023-Nov 2025
Star distribution
52x
40
310x
25x
12x

Review transparency

Origin: voluntary submissions: no post-purchase invitations, no rewards
Verification: no standard purchase verification; basic checks against abuse
Moderation: spam/advertising/personal data is removed
Response & dispute: company can respond; users can report reviews via "Report review"

Reviews (19)

Switching banks for financial benefits

Account

I wasn't sure about changing banks at first because it's a bit of a pain, but I'm really happy I switched to Neo Financial. The whole process was easy and simple, and now I'm actually saving money instead of wasting it on fees. Their platform is easy to use and they offer lots of different financial services that work for me. Overall, my experience with Neo Financial has been great and I would definitely suggest it to anyone looking to save money and make their finances easier.

Purchased something, got Neo Financial Mastercard

Account

So, you know, I got something from that store everyone knows, and then they convinced me to get a new credit card, ugh. They said I could cancel anytime, but it was such a hassle! I had to send so many emails and make phone calls just to close my account with zero balance. And then, can you believe it, they had the guts to email me asking for money! Like, seriously? And when I tried to reply, I got auto-replies saying they weren't even checking those emails. What a waste of time! There wasn't even a phone number on their website for support. Luckily, I still had a number from before to call. I spent ages on the phone with them, only to be told I still owed money on a closed account with nothing in it. I asked to speak to someone else, but they flat out refused. In the end, I ended up paying more money just to get them off my back. Let's see if they finally leave me alone.

HISA account with NEO bank

Account

It's been a whole year now that I've been using this HISA account with NEO bank, and let me tell you, it's been awesome! The interest rate is 4%, which is way better than those 6-month GIC accounts at other banks. Plus, it's a cash account, so I can take out my money whenever I want! I don't get why some people only gave NEO bank 1.5 stars - they deserve a full 5 stars from me!

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About Neo Financial

Neo Financial, founded in 2019 by Andrew Chau, Jeff Adamson, and Kris Read, is a Canadian fintech company based in Calgary, Alberta. It aims to modernize finance for Canadians by offering innovative financial services. This includes offering high-interest savings accounts, a cashback rewards credit card, and a simplified, more accessible online banking experience. The founders, who were also co-founders of the food delivery service SkipTheDishes, aimed to challenge the traditional banking sector by leveraging technology to provide more value and better customer service. Neo Financial has rapidly expanded its services across Canada, partnering with various retailers and businesses to offer cashback rewards to its customers.

Contact Information

🌐 neofinancial.com

Categories Neo Financial

Last update: November 16, 2025

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