Borrowell - Reviews and experiences
Dec 2023-Mar 2026
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Reviews (20)
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Wake-up score check turned into a mini-obsession
Wake-up score check turned into a mini-obsession
PriceI signed up for the paid credit-building thing and, honestly, I didn't notice any real change over months. I kept waiting for that upward trend but it stayed pretty flat. Paying about $35 a month for... not much, felt off. If they dropped the price or showed clearer steps on how the fee converts to score gains, I'd be more willing to stick with it. So yeah, use Borrowell for tracking — it's one of the better free tools I’ve tried. But for the paid credit-building plan, I'd suggest others hold off or ask for a trial first.
About Borrowell
Borrowell is a Canadian fintech company founded in 2014, headquartered in Toronto, Ontario. It specializes in providing free credit scores and reports, personal loans, and financial product recommendations. Recognized as one of the first companies in Canada to offer free credit scores without any obligation to apply for credit, Borrowell aims to empower consumers to improve their financial well-being by providing them with tools and personalized tips to help them understand and manage their credit. Over the years, the company has grown significantly, partnering with various banks and financial institutions to offer a wide range of financial products and services tailored to meet the diverse needs of Canadian consumers.
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Last update: March 5, 2026
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