D. Mraz

I tried so hard to get them to take back the sweater I bought with Affirm, but they refused because it was a final sale. I first tried to buy it from Neiman Marcus, who said they didn't have it, but then they found it and shipped it to me the very next day. Now I'm stuck with two Affirm loans and a sweater I don't even like. Proenza Schouler won't accept a return, and now I have to deal with a $100 finance charge. It's just not fair.